Teresa Indiv Pic
Moneytalk-logo-medium-2012

Do you have all of the Major Components of a Healthy Financial Plan*?  Complete this checklist to find out.

Major Components of a Healthy Financial Plan.docx

Major Components of a Healthy Financial Plan.doc

Checklist has been modified from the one found in Dave Ramsey’s Financial Peace University workbook

Watch your net worth grow!

Consumer Equity Sheet.xlsx

FPU Class Financial Snapshot

Financial Snapshot Document

Consumer Equity Sheet.xls

How do you compare to the “recommended percentages”?  Remember, these percentages are based on a household with an average income.  If your income level is much higher or lower, your healthy percentages may be different.  If you have no children, more than 2 children, or additional family living with you, your healthy percentages may be different.  If your children are eating like growing teenagers, your percentages may be different!  Your percentages may also vary based upon your current Baby Step.

Item

Minimum %

Maximum %

Charitable Giving

10%

15%

Saving

5%

10%

Housing

27%

35%

Utilities

5%

15%

Food

5%

15%

Transportation

10%

15%

Clothing

2%

7%

Medical / Health

5%

10%

Personal

5%

10%

Recreation

5%

10%

Debts

5%

10%

 

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